Terms and Conditions
General Terms
By accessing or using this platform, you agree to comply with the terms and conditions outlined below. These terms govern your use of the platform and services.
We reserve the right to modify, update, or amend these terms at any time without prior notice. Any changes will be effective immediately upon posting to the platform, and it is your responsibility to review these terms regularly.
Insurance Listings and Plans
The platform provides information about various insurance products and policies, including their coverage details and premiums, as provided by third-party insurance providers.
While we strive to ensure that the information on the platform is accurate and current, we do not guarantee the completeness or accuracy of any information regarding the insurance policies or products listed.
The platform is not responsible for any errors or omissions in the details provided by the insurance providers.
Insurance Application and Approval
Submitting an application for an insurance policy through the platform does not guarantee approval. Insurance approval is subject to review and final decision by the insurance provider.
The platform acts only as an intermediary between you and the insurance provider. We do not influence or control the approval process, terms, or conditions of any insurance application.
It is important to read all terms and conditions provided by the insurance provider before completing any application.
Payment and Fees
Users are responsible for ensuring that all payments made through the platform for insurance products are accurate, complete, and made in accordance with the payment terms specified by the insurance provider.
The platform may charge service fees for certain services, which will be clearly communicated to you before any payment is processed.
Additional taxes, processing fees, or charges may apply depending on your location and the insurance product you purchase, as per local regulations.
User Responsibilities
As a user of the platform, you are responsible for providing accurate and truthful information during the insurance application process.
You must ensure the authenticity of all documents and information provided. Any attempt to misrepresent or falsify information may result in the suspension of your account and may also lead to legal action.
You are also responsible for ensuring that you understand the details and terms of the insurance policies you purchase or inquire about.
Disclaimers
The platform acts solely as a facilitator, connecting you with insurance providers. We do not sell insurance products directly, nor do we underwrite or manage insurance policies.
While we strive to provide accurate and helpful information, the platform does not guarantee the quality, reliability, or suitability of the insurance products offered.
We do not provide legal, financial, or medical advice, and users are encouraged to consult with a licensed professional before making decisions related to insurance coverage.
Liability
The platform is not liable for any losses, damages, or consequences resulting from your use of the platform or from interactions with third-party insurance providers.
We are not responsible for any disputes, delays, errors, or failures related to the processing of insurance applications, claims, or payments.
Our liability is limited to the extent permitted by applicable law and under no circumstances will the platform be responsible for indirect, incidental, or consequential damages.
Governing Law
These terms and conditions are governed by the laws of the jurisdiction in which the platform operates. Any disputes arising from the use of the platform shall be resolved under the laws of that jurisdiction.
By using the platform, you consent to the exclusive jurisdiction of the courts in that jurisdiction for any legal matters related to these terms and conditions.
